You have a great career.

But you can't imagine doing it for 20 more years.

You've worked hard to build a comfortable life.

But you're tired of squeezing the things you love into the little time and energy you have left after work.

And you don't know how to change that without risking the financial security you've built.

I help professionals create a personalized Financial Freedom Roadmap to make work optional, so they can take back control of their time and choose how they want to live and work.

Stop trading time for money.

free class: Breakup With Your Paycheck

A personal plan to make work optional.

  • Empowerment

    Learn only what you need to evaluate investments, understand risks, and see how each one fits into your bigger financial strategy - so you can make decisions with confidence.

  • Personalized Strategy

    Together, we'll identify where you are, where you want to go, and the trade-offs you're willing to make. Then we'll build a realistic timeline and strategy to make work optional.

  • Support

    Once your roadmap is done, you'll have four additional one-on-one sessions to help you put it into action and navigate the uncertainty, doubts, and obstacles that come up along the way.

Imagine what life could look like when work is optional.

Living for the weekends → Time and energy for what you love

Counting down to retirement → A clear exit ramp and plan

Trapped by your paycheck → Freedom to pursue what's next

Wondering if you'll have enough → Knowing what you need and how to get there

Breakup with your paycheck class

Real people. Personal plans.

Real change.

  • “Merced was able to take me from scattered and uncertain in my financial goals to certain and focused. I was able to walk away with a clear, actionable plan towards financial freedom. I understand now what was tripping me up in the past and how to avoid those same pitfalls in the future.”

    Melinda | Google Review

  • “Her combination of education + personalized coaching was a game-changer, and I finished her program feeling very confident in my 1, 3, 5, 10 year plan. Merced's style balances guidance with you having to choose what works best for you given different investment frameworks.”

    Klaire | Google Review

  • “She has been amazing in making me change my head space into believing that I am able to live on my own terms. I am so grateful for these last 3 months.”

    Shiraz | Google Review

  • “You are getting more than just the modules to learn but something you explore and build together. At the end of the program what comes out of it is built exactly to your needs and meets you where you are at.”

    Ariana | Client Testimonial

  • "Merced has helped me with coaching and coming up with an executable financial roadmap plan. This includes timelines that I can now continue following and adjusting as needed."

    Rose | Google Review

  • “Nearly a decade later, I am deeply grateful to her for her advice and I now have a steady stream of passive income. I can confidently say that I have heeded her guidance, and the results are paying off.”

    Jorge | Google Review

I wanted an exit ramp.

But I had no idea how.

I spent a decade in a demanding career that left me exhausted, with little time or energy for the people and things I loved. I couldn't imagine doing it for another 20 years.

But how could I walk away without putting my financial future at risk?

There was no clear path to follow, so I had to build my own.

I studied real estate investing, wealth management, and the math behind retirement. I went to conferences, learned from experienced investors, and invested in personal coaching.

Even with that help, I had to figure out how all the pieces fit together.

It was overwhelming, uncertain, and sometimes scary.

But it worked. I reached financial freedom at 40 - and actually walked away from my career.

I created The Financial Freedom School because I don't want you to have to figure it all out alone.

I've brought together the education, personalized strategy, and one-on-one support I wish I'd had, so you can create your own path to making work optional.